Fast and affordable financing tools for small and medium-sized businesses.
What is Lendica?
Lendica provides fast and affordable financing tools for small and medium-sized businesses. Our embedded lending solutions allow SaaS platforms to offer financial flexibility to their customers, helping businesses manage cash flow, finance inventory, and grow their operations.
Whether your business customers are looking to order inventory smarter, manage invoices more competitively, or expand to new products or locations, it takes money. The unfortunate reality for many small and medium-sized businesses is, the financial system is not set up to support them. The is where Lendica comes in: We provide fast and affordable financing tools, on-demand for your customers, giving them financial flexibility and the confidence to meet their business goals and grow their empire.
How Lendica works
We embed financing tools for your customers! Our cash flow management products are designed to help businesses scale with solutions such as PayLater, an inventory finance tool, FundNow, an accounts receivable tool, and DrawDown, a flexible working capital tool. Embedded lending solutions have become a staple to SaaS businesses looking to support their customer base and diversify their revenue mix.
Lendica is the industry standard for embedded SMB lending with instant approval underwriting and a simple interface to discover, on-board, and use all behind your login.
Products
Lendica offers several financial products that can be embedded into your platform:
- PayLater: An inventory finance tool.
- Boosts buying power and optimizes cash flow by delaying payments to vendors.
- FundNow: An accounts receivable financing tool.
- Win larger deals and smooth out cash flow by speeding up collection from customers.
- DrawDown: A flexible working capital tool.
- Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.
Integration Methods
In addition to our suite of financial products, Lendica provides two primary integration methods to seamlessly embed our services into your platform:
- iBranch
- Checkout
iBranch Integration
iBranch is our embedded finance solution tailored for vertical SaaS platforms. It allows you to integrate Lendica's financing products directly into your platform's interface, offering a native and cohesive experience for your users.
Key Features of iBranch:
- Seamless Embedding: Integrate PayLater, FundNow, and DrawDown directly within your software.
- Customization: Tailor the look and feel to match your platform's branding.
- Real-Time Offers: Provide instant financing options based on real-time data.
- Enhanced User Experience: Users can access financing without leaving your platform.
Ideal For:
- Vertical SaaS platforms such as ERP systems, CRM platforms, accounting software, and inventory management systems.
Learn More:
- Visit our iBranch Integration Guide for detailed instructions on how to get started.
Checkout Integration
Checkout is designed for eCommerce marketplaces and payment platforms, enhancing the purchasing experience by offering financing options at the point of sale.
Key Features of Checkout:
- Embedded Financing at Checkout: Offer PayLater as a payment option during the checkout process.
- Increase Purchasing Power: Allow customers to make larger purchases with flexible payment terms.
- Simple Integration: Easy to implement within your existing checkout flow.
- Improved Conversion Rates: Reduce cart abandonment by providing more payment choices.
Ideal For:
- eCommerce platforms, marketplaces, and payment processors looking to offer additional payment flexibility.
Learn More:
- Visit our Checkout Integration Guide for detailed instructions on how to integrate.
By choosing the integration method that best fits your platform, you can seamlessly incorporate Lendica's financing solutions, enhancing your service offerings and providing added value to your customers.